The Ultimate List of Shopify Payment Methods in the Philippines

2Checkout

You will need a Shopify payment gateway like 2Checkout if you plan on expanding your online business globally. A great alternative to Paypal, 2Checkout eases the process of accepting digital payments online from any location around the world. In addition, its multi-currency and multi-language capabilities allow you to reach customers in over 200 countries and offer a truly local shopping experience.

% Per Transaction: Ranges from 3.5% + $0.35- 6.0% + $0.60

Cost of Set-up: None

Ease of Installation: 4/5 (5 being the hardest)

Payment Methods Supported: Bank transfer, AMEX, JCB, Mastercard, Neteller, PayPal, PO, Skrill, Visa

BillEase

Among Shopify payment methods in the Philippines, BillEase now offers Filipino customers options for 'Pay Later,' 'Pay in Installments,' and 'Pay with Down Payment,' giving them greater flexibility and a more integrated buying experience. In addition, since many Filipinos lack credit cards, BillEase streamlines the process for merchants and customers alike.

Users can spread out the cost of purchases overtime at a low-interest rate, boosting their spending power and flexibility. Moreover, a down payment solution enables clients to finance expensive products that are beyond their credit limits.

% Per Transaction: 2.5%

Cost of Set-up: None

Ease of Installation: 2

Payment Methods Supported: Coins. ph, 7-Eleven, Cebuana Lhuillier, M Lhuillier, Security Bank, BDO, BPI

BitPay

Shopify's hosted checkout system integrates cryptocurrency payments directly from BitPay. As a result, Bitcoin payments are easy to integrate with Shopify, and no programming knowledge is required.

% Per Transaction: 1%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4/5

Payment Methods Supported: Bitcoin, Bitcoin Cash, Dogecoin, Ether, Gemini US Dollar, Circle USD Coin, Paxos Standard USD, Binance USD, Dai, Wrapped Bitcoin, and Ripple settlements

Coinbase Commerce

Coinbase Commerce allows you to accept multiple cryptocurrencies like Bitcoin Cash, Bitcoin, DAI, Ethereum, Litecoin on Shopify.

% Per Transaction: Depends on transaction type

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 2

Payment Methods Supported: Bitcoin, Litecoin, Ethereum, Bitcoin Cash, and Litecoin

CoinPayments.net 

The integration of Coin Payment with Shopify aims to provide an alternative payment method for their retailers and increase cryptocurrency adoption. With Coin Payments' global expertise in crypto payment processing, retailers using Shopify can receive cryptocurrency in addition to other payment options. It is the largest cryptocurrency platform online, with over 2.2 million members in 182 countries.

% Per Transaction: 0.5%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: Full list of coins here

dLocal

dLocal's integration with Shopify relieves retailers of the hassle of setting up a payment gateway and allows them to enjoy real-time synchronization and management tools instead. It acts as the merchant's local payment processor in each of the fastest-growing nations and enables online businesses to access the 2.3 billion e-commerce consumers.

% Per Transaction: Not indicated on-site; need to contact the sales team

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 3

Payment Methods Supported: Visa, Mastercard

EBANX

Increase your revenue with EBANX by providing a unified payment gateway to all major Latin American consumers. Paying through the EBANX payment gateway is as easy as clicking a button. Services include customizable checkout, payment acceptance, mobile payments from anywhere, customized invoices, and a global payment gateway.

% Per Transaction: Starts at 2.7% + 30¢, depending on the plan

Cost of Set-up: Not indicated on-site; need to fill up a request form

Ease of Installation: 4

Payment Methods Supported: Full list of payment methods here

Dragonpay

DragonPay payment processing system, based in the Philippines, accepts payments from a larger market through online and offline banking facilities and non-traditional retail outlets. Their solution enables consumers and sellers to transact online without using credit cards or PayPal. In turn, DragonPay makes shopping with Shopify more convenient, increases fraud protection, and reduced transaction fees.

% Per Transaction: Ranges from PHP10.00 -PHP 20.00 per transaction

Cost of Set-up: Starts at PHP 36,000 VAT-inclusive

Ease of Installation: 3

Payment Methods Supported:

• Cash on delivery
• E-wallets: Dragonpay Credits, Alipay, Coins.ph, GCash, GrabPay, PayPal, and WeChat Pay
• Bank deposits (OTC, ATM-based, and online bank payments): BDO, BPI, Metrobank, PNB, China Bank, and more
• Remittance services: 7-Eleven, Bayad Center, Cebuana Lhuillier, ECPay, LBC, M Lhuillier, Palawan Express, Robinsons Department Stores, SM Bills Payment Counters, and more

GCash via Paymongo

Globe Telecom-owned GCash has partnered with PayMongo to bring Filipino entrepreneurs a broader mobile payments platform, including those selling through Shopify. It has a user base of 20+ million and over 73,000 merchant partners and has been at the vanguard of developing cashless payment systems in the country.

Refer to PayMongo details

GrabPay

GrabPay is a payment option within Grab's application. A customer's funds stored in the e-Wallet are used to pay for various items and services inside and outside the Grab app. By offering GrabPay payments, you can help your customers get the convenience and ease of use they're looking for when shopping online. It simplifies the purchase process for buyers by using a recognizable payment method for those Grab users.

Get in touch with Grab customer support to learn how to integrate GrabPay with Shopify. Their representatives will explain the steps and the fees involved in using GrabPay in your Shopify store.

% Per Transaction: 3.3%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: Visa, Mastercard, Amex, JCB, GrabPay

iPay88 Philippines

iPay88 is the leading payments service provider in South East Asia, with a team of over 180 specialists in Malaysia, Singapore, Indonesia, the Philippines, and Thailand. E-commerce and online payment services have effectively given over 10,000 merchants a competitive edge regionally and globally.

It offers a diverse collection of payment solutions to online customers and companies throughout the region, especially in ASEAN and the Asia Pacific, backed by a network of over 60 domestic and international financial institutions.

Founded in 2012, iPay88 Philippines, Inc. has partnered with hundreds of companies in the Philippines' e-commerce and mobile commerce sectors with its innovative payment ecosystem.

% Per Transaction: 3.5%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: Visa, Mastercard, AMEX, Paypal

iPayLinks

iPayLinks specializes in the development of cross-border payment solutions. Global payment processing, marketplace payments, and supply chain finance are all available on the platform. Among the company's services are multinational card payments, localized payments, advance payments, system payouts, and supply chain finance.

% Per Transaction: Starts at 0.3%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: MasterCard, Visa, American Express, and many more. Register online to see which applies to your country

PayTabs

The PayTabs platform allows easy, fast set-up and operation of a business. Payments can be processed using a variety of localized payment methods, making the process simple for your local clients. Among PayTabs's most valuable features is the PayPage, which will allow you to invoice customers online. You can accept payment via credit card or debit card even if you don't have a website or customer relationship management system.

% Per Transaction: 2.85%+ $0.27 per transaction for Growth Plan or $49.99 per month for Start-up Plan

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: MasterCard, Visa, American Express

PayMongo

Philippine businesses can accept online payments through a variety of sources quickly and easily. Paymongo aims to be the invisible engine of business in the rapidly changing digital economy, enabling any individual to participate in and thrive in it. They work with financial institutions by offering a payments API that integrates into websites and mobile applications to accept payments via bank cards and electronic wallets such as GrabPay and GCash. Moreover, PayMongo's platform incorporates fraud and risk prevention measures.

% Per Transaction:

• Credit/Debit cards – 3.5% + Php 15 (+1% foreign fee for cards issued outside the Philippines)
• E-wallets – 2.9%
• Remittance centers and Coins. ph – 1.5% (minimum of Php 10)

Cost of Set-up: None

Ease of Installation: 3

Payment Methods Supported:

• Credit/Debit cards: Visa and Mastercard
• E-wallets: Coins.ph, GCash, and GrabPay
• Remittance services: 7-Eleven, Cebuana Lhuillier, and M Lhuillier
  

Paysera

Paysera, Lithuania's leading electronic money institution, powered by Shopify, makes it possible for merchants to accept consumer payments through financial institutions with just a few clicks. It currently has over 350 000 private clients and over 30 000 businesses using its service, including 15 000 e-commerce sites, entertainment portals, and game developers.

% Per Transaction: Starts at 2.5%

Cost of Set-up: None

Ease of Installation: 4

Payment Methods Supported: Visa, MasterCard, Maestro

PayMaya Wallet

PayMaya Checkout's Shopify Payment Gateway lets you accept VISA and MasterCard payments easily and securely. PayMaya Checkout, which offers your customers a secure hosted payment page, fully integrates with the payment gateway extension.

% Per Transaction:

• Credit/Debit cards – 3.5% + Php15 (PayMaya Checkout and Digital Invoice) / 3.5% (One by PayMaya)
• PayMaya QR, WeChat Pay, GrabPay – 1.5%

Cost of Set-up: None

Ease of Installation: 3

Payment Methods Supported:

• Credit/Debit cards: Visa, Mastercard, and JCB
• BancNet (available on One by PayMaya only)
• E-wallets: PayMaya (GrabPay and WeChat Pay available soon)
• QR code
  

Paynamics

E-commerce businesses can easily accept online payments by using Paynamics' internet payment solutions. Many retailers find its quick system integration and fraud protection capabilities to be their primary selling points.

The company provides merchants with a centralized payment infrastructure that allows them to accept credit cards, Bancnet, ATM cards, mobile wallets, and over-the-counter payments through a single API.

% Per Transaction: 2.5%

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 4

Payment Methods Supported: Visa, MasterCard, American Express, BancNet, GCash, Coins.ph, GrabPay, ECPay, BDO, BPI, PNB, Union Bank, Security Bank,RCBC, UCPB, JCB, M Lhuillier, Cebuana Lhuillier, SM Bills Pay and Paymaya

Payo

Payo enables you to integrate all of your online businesses, the shipping and remittance of payments in real-time, the monitoring of orders, and the maintenance of client retention - all from a single dashboard. The Shopify COD App from Payo offers you the choice of three payment modes for choosing packages you'd like to send with Payo.

% Per Transaction: 3% or P20 for successful deliveries only, whichever is higher

Cost of Set-up: None

Ease of Installation: 2

Payment Methods Supported: As a Shopify COD integration, they collect the money from the couriers and deposit it to the merchant's bank account every billing cycle.

PayDollar

Providing integrated payment processor services since 2000, PayDollar lets domestic and international companies securely accept credit and debit payments via any channel at any time and a reasonable price in just days. Customers can pay with a credit/debit/prepaid card, an electronic fund transfer, a bank account, a buy now pay later option, and cash through a single account.

% Per Transaction: Not indicated on-site; need to contact the sales team

Cost of Set-up: Not indicated on-site; need to contact the sales team

Ease of Installation: 3

Payment Methods Supported: BDO, RCBC, ECPay, Gcash, GrabPay, Alipay, Union Pay, WeChat Pay, Visa, Mastercard, AMEX, JCB

Paymentwall

In partnership with Shopify, Paymentwall offers businesses a more convenient way to accept payments through its options, including credit cards, SMS payments, prepaid cards and cash options, bank transfers, and e-wallets. The varied payment options provided by Paymentwall enable Shopify retailers to reach and engage clients from all over the world, allowing their businesses to grow internationally.

% Per Transaction: Starts at 2%

Cost of Set-up: None

Ease of Installation: 3

Payment Methods Supported: Visa, Mastercard, Mobiamo, Razet Gold, Cherry Credits, 7-Eleven. Gcash, GrabPay bank transfers 

PayPal Express Checkout

PayPal is currently the default payment method for Shopify. If you run a Shopify store, you're probably familiar with PayPal. Customers have confidence in using PayPal to purchase goods and services due to PayPal's widespread reliability and trust. Shopify and other e-commerce systems easily integrate with PayPal, which is why 15 million businesses use it. Once Shopify configures to process PayPal payments, it creates an Express Checkout profile for PayPal. Payments can be made using this account via both credit/debit cards and other methods.

% Per Transaction:

• Domestic payments – 3.9% + Php 15
• International payments – 4.4% + Php 15

Cost of Set-up: None 

Ease of Installation: 4

Payment Methods Supported:

• PayPal
• Credit and debit cards: Visa, Mastercard, and American Express
  

PUT IT ON LAY-BUY

You can integrate Shopify Lay-Buy into your website in just a few minutes and provide your customers with convenient, affordable layaway and layby options. Using the Shopify Lay-Buy extension, users can add the Lay-Buy payment option to a Shopify-hosted website, allowing consumers to make a minimal deposit, then pay their remaining balance over time. Only once you have received full payment are you required to dispatch the product(s) to the buyer.

% Per Transaction: Free

Cost of Set-up: None

Ease of Installation: 1

Payment Methods Supported: Paypal

Skrill

Through Skrill's payment gateway, customers can make payments using credit cards, debit cards, and other payment options. Together, Skrill and Shopify provide a fully integrated solution that is simple to set up and offers the latest features, which allows you to begin receiving payments within a few hours of setting it up.

% Per Transaction: 2.5% Credit Cards/Debit Cards + $0.29, 1.5% Rapid Transfer + $0.29

Cost of Set-up: None

Ease of Installation: 3

Payment Methods Supported: Credit and debit cards - Visa and Mastercard

SwiftPay

Using SwiftPay, customers can pay for their orders conveniently using a self-service channel. The low processing rates and the access to over seven million clients are reasons why many merchants use this Shopify payment method.

As one of SwiftPay's primary benefits, online shoppers can use their bank accounts to pay straight from the bank. Payments are automatically debited and securely, which relieves users of time-consuming and tedious processes.

% Per Transaction: 2.5 %

Cost of Set-up: None

Ease of Installation: 2

Payment Methods Supported: Debit and credit cards from 30+ Philippine Banks; Mastercard, Visa, American Express, Discover

Xendit

With Xendit, Southeast Asian businesses can streamline payment processes by benefitting from financial technology solutions. It helps a variety of clients, from small firms to e-commerce startups to multinational corporations. The Xendit payment solution is simple to integrate, safe, and backed by round-the-clock customer service.

By teaming up with the leading eWallets and merchants, this Shopify payment gateway simplifies the payment process for businesses. Customers now have additional payment options when purchasing online through a unified endpoint or plug-in, allowing them to select the checkout method that is most convenient for them.

% Per Transaction: Ranges from 1.8%- 4.2%

Cost of Set-up: No Set-up Fee

Ease of Installation: 2

Free Trial: None

Payment Methods Supported: Visa, Mastercard, Bpi, Union Bank, G-cash, Paymaya, Grabpay, 7-Eleven, Cebuana Lhuillier, BillEase